Privacy Policy | Signature Capital

Effective Date: 01/01/22

Signature Capital LLC (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and disclose your personal information when you visit our website, http://signaturecapital.net, or use our services, including but not limited to our loan application processes.

By accessing our website or using our services, you agree to the terms of this Privacy Policy.

1. Information We Collect

We may collect the following types of personal information:

• Personal Identification Information: Name, address, email address, phone number, social security number, date of birth, employment details, financial information, and other information required for loan applications.

• Financial Information: Bank account details, credit history, loan repayment history, income details, and other financial data.

• Device and Usage Information: Information about your device (e.g., IP address, browser type, operating system), browsing history, and website usage data.

2. How We Collect Information

We collect information through:

• Direct interactions: When you fill out forms on our website or provide us with your details directly via email, phone, or in person.

• Automated technologies: We may collect data via cookies and tracking technologies as you interact with our website. This includes tracking your preferences, usage patterns, and interaction with our advertisements.

• Third-party services: We may receive information from third parties, such as credit bureaus, financial institutions, or other services we use to process loans.

3. How We Use Your Information

We may use your personal information for the following purposes:

• To process and evaluate loan applications.

• To communicate with you regarding loan status, updates, or requests for additional information.

• To comply with legal obligations and regulatory requirements.

• To assess your eligibility for our services and determine loan terms.

• To improve our website and services.

• To provide customer support and respond to inquiries.

• To send promotional communications, if you have consented to receiving them.

4. Sharing Your Information

We may share your information with:

• Third-party service providers who assist us in the operation of our business, such as payment processors, credit bureaus, and marketing partners.

• Regulatory and legal authorities: We may disclose your information to comply with legal obligations, regulatory requirements, or in response to a lawful request, such as a subpoena or court order.

• Business transfers: In the event of a merger, acquisition, or asset sale, your information may be transferred as part of the transaction.

5. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by law. If you close your account or request to have your information deleted, we will take appropriate steps to remove or anonymize your data in compliance with applicable laws.

6. Security of Your Information

We take reasonable measures to protect the security of your personal information, including using encryption technologies and secure servers. However, no method of data transmission or storage is 100% secure. While we strive to protect your personal information, we cannot guarantee its absolute security.

7. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal information:

• Access: You may request access to the personal data we hold about you.

• Correction: You can request that we update or correct your information if it is inaccurate.

• Deletion: You can request that we delete your personal data, subject to certain legal exceptions.

• Opt-out: You can opt-out of receiving promotional communications from us by following the unsubscribe instructions in our emails.

To exercise your rights, please contact us using the contact information provided below.

8. Cookies and Tracking Technologies

We use cookies and other tracking technologies to enhance your experience on our website. Cookies help us analyze website traffic, remember your preferences, and personalize content. You can manage cookie settings through your browser settings, but please note that disabling cookies may affect the functionality of our website.

9. Children’s Privacy

Our services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected personal information from a child, please contact us immediately, and we will take steps to delete such data.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any changes will be posted on this page, and we will indicate the updated date at the top of the policy.

10. SMS Messaging Compliance Statement

We are committed to protecting your privacy and ensuring your data is handled responsibly. By subscribing to our SMS messaging service, you acknowledge and agree that:

No mobile opt-in data will be shared with third parties or affiliates for marketing or promotional purposes.
All text messaging originator opt-in data and consent will remain strictly confidential and will not be shared with any third parties.
We respect your privacy and adhere to all applicable regulations regarding SMS communications. For more details, please refer to our Privacy Policy & Conditions.

11. Contact Us

If you have any questions or concerns regarding this Privacy Policy or how we handle your personal information, please contact us:

Signature Capital LLC

Email: office@signaturecapital.net

Phone: (877) 244-7773

Address: 29 Ln Suffern NY 10901